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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...

Is My Business Covered in the Event of a Cyber Attack?

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

Northpoint Insurance & VT seniors: Integrated Marketing Plan project

Northpoint Insurance worked with a group of VT seniors in the Marketing Communications class on their Integrated Marketing Plan project, led by Professor Steve Matuszak. Throughout the semester, the students worked with Scottie Wyatt, the owner of Northpoint Insurance Advisors, “I so much enjoyed working with the students on our 2023 Marketing Plan. The seniors are incredibly talented and provided tremendous value and marketing insight...

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....

What Businesses Should Consider for Hybrid Work

In early 2020, the COVID-19 pandemic led to the widespread closure of offices and workplaces across the world. Many employees learned something during this unprecedented time – that it was possible for their work to be done remotely from home.Of course, telework is not an option for every job or every company. According to a recent study conducted by the Pew Research Center, 62% of...