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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Tips For Maintaining An Older Car

Tips For Maintaining An Older Car

More people are keeping their cars longer. The older a vehicle, the more likely it is to be paid off, plus you may get lower auto insurance premiums on higher mileage vehicles. Treating an older car right with proper maintenance can help extend its useful life. The following are some tips for maintaining an older vehicle. Follow The Manufacturer’s Recommended Maintenance Schedule Your user’s manual...

Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?

Can I Get Better Rates If I Change My Habits Before I Apply For Life Insurance?

Life insurance rates can vary widely depending on your age, health, and lifestyle choices. If you are overweight, smoke or drink, or have a health condition that could be improved by adjusting your lifestyle, you may be able to get better life insurance premiums if you change your habits before you apply. How Are Life Insurance Rates Determined? Insurance companies consider several factors in determining...

Insurance Coverage For Churches

Insurance Coverage For Churches

Like anyone else today, churches need insurance to protect their assets. They face many of the same risks as for-profit businesses, and they also have their own unique risks. As non-profit organizations, churches need certain types of coverage to help manage the risk of unforeseen events. Nonprofit Insurance For Churches Your church insurance package may include the following types of coverage: Business property insurance: Churches...

Understanding Your Personal Umbrella Policy

Understanding Your Personal Umbrella Policy

A personal umbrella insurance policy will provide extra coverage for you and your assets. It can kick in when other insurance coverage is not enough, but it is not a catch-all policy designed to cover everything. Personal umbrella insurance provides two basic types of coverage – liability and defense costs. What Is Personal Umbrella Coverage? An umbrella policy can cover what primary insurance excludes or...

Introducing The “Erie Agents Giving Back” Project

Introducing The “Erie Agents Giving Back” Project

Unprecedented. Over the past few months, it’s a word that has become a part of our everyday vocabulary. The COVID-19 pandemic has brought on feelings of uncertainty, frustration, exhaustion, and even fear. Despite these unprecedented times, humanity and kindness continue to endure and people have stepped up in extraordinary ways to help those in need. At Erie Insurance, we’ve been committed to the Golden Rule...