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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do I Need To Update My Life Insurance Policy If I Get A More Dangerous Job?

On-the-job injuries happen in every industry. Even office workers can be hurt in trip or slip and fall or other types of work-related accidents. But some occupations are more hazardous than others. If you have recently begun a more dangerous job, you probably need to update your life insurance policy. What Makes A Job More Dangerous? Occupations are generally considered to be more hazardous when...

How To Pick The Perfect Houseplant

Houseplants offer a quick, easy way to add a splash of color to your home decor. And they’ve been proven to help purify the air inside your house, too. But have you ever bought a beautiful plant from a local greenhouse only to watch it shrivel up a few weeks later? If so, you know there’s a lot more to consider than how a flower,...

Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?

Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...

When Do My Kids Need Their Own Car Insurance Policy?

Eventually, the time comes for chicks to leave the nest. When children leave home, it often goes through several phases. Kids turn 18, graduate from high school, and may go off to college, but their parents are still providing support in many ways. At what age does a child need his or her own auto insurance policy? That depends on where your child is living...

Three Uncommon Life Insurance Scenarios

In most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...